News DeskDubai, UAE – botim money, the financial services arm of botim, has expanded its in-app investment portfolio with the introduction of digital silver trading, allowing eligible users across the UAE to buy, sell and manage fractional silver holdings starting from just AED 10.
The move builds on the platform’s earlier rollout of gold investing, developed in partnership with OGold, and signals botim’s continued push to broaden access to precious metals through its ‘Invest’ feature. By digitising silver ownership, the company aims to remove long-standing barriers such as bulk purchasing requirements and physical storage concerns, offering a regulated and simplified investment experience directly within the app.
The development also reflects botim’s wider strategy of integrating practical financial tools into its ecosystem, which already includes payments and remittance services used by millions across the country.
Since launching its gold investment service in August 2025, botim money has recorded more than 128,000 in-app gold trades, with transaction volumes surpassing AED 100 million. The company says this uptake highlighted growing appetite among users for diversified investment options, paving the way for silver to be added to the platform.
Sacha Haider, Chief Operating Officer at Astra Tech | botim, noted that botim had positioned itself early in the region’s fintech landscape by announcing plans for a digital gold investment portfolio in 2023 alongside OGold. He said the introduction of fractional investing has helped eliminate traditional minimum investment thresholds, encouraging broader participation and driving steady growth. Extending the same model to silver, he added, further enhances accessibility while maintaining the platform’s ease of use.
Bandar Alothman, Chairman and Founder of OGold, described the partnership as a step toward simplifying precious metal ownership for everyday users. He said the integration with botim enables innovative solutions such as Silver Wakalah, designed to allow investors’ silver holdings to generate value rather than remain dormant, offering potential wealth growth through a fully digital journey.
The launch comes amid renewed global interest in silver, which continues to serve both as a store-of-value asset and a key industrial metal. Market forecasts indicate the global silver sector could face a sixth consecutive annual supply deficit in 2026, with an estimated shortfall of around 67 million ounces, while retail investment demand is expected to strengthen despite softer trends in some industrial segments.
With silver now joining gold within its investment suite, botim is positioning itself to support everyday asset diversification while contributing to the UAE’s broader ambition of building a mature, digital-first financial ecosystem.
